Verification may involve identity documents, selfies, liveness checks, and biometric data. See the Didit Verification Privacy Notice for provider details.
Agreement to Identity Verification
By selecting Continue, the user acknowledges this statement and agrees that Didit may collect the information provided through the verification flow and that RutoWallet may access, use, and retain that information for identity verification, product security, fraud prevention, and compliance.
RutoWallet's standard policy is to retain identity-verification information indefinitely, including after account deletion. Account deletion does not automatically delete this information. It will be deleted only where required by applicable law or a binding provider obligation. A user who does not agree must not continue or use RutoWallet features that require identity verification.
Who Performs the Verification
RutoWallet partners with Didit to perform identity verification. Didit receives and stores the verification information on its systems; it is not stored directly on RutoWallet's servers. RutoWallet can access the information and verification results through Didit.
For details about Didit's handling of the information, read the Didit Verification Privacy Notice and End User Terms for Identity Verification.
Information Used During Verification
The information requested depends on the verification workflow, the user's location, risk signals, and applicable requirements. It may include:
- Identity and contact information submitted by the user or read from an identity document
- Images of a passport, national identity card, driver's license, proof-of-address document, or other supporting document
- A selfie, face image, short video, liveness capture, and biometric or facial-comparison signals derived from those submissions
- Document authenticity results, face-match results, liveness results, verification decisions, risk indicators, and fraud signals
- Device, browser, IP address, approximate location, session, network, and anti-fraud telemetry
- Compliance, sanctions-screening, audit, support, investigation, and security records connected with the verification
How Identity Information Is Used
RutoWallet and its authorized providers may use identity-verification information to:
- Confirm that the user is a real person and that a submitted identity document appears valid and belongs to that user
- Complete the user's RutoWallet account information using approved verification details
- Detect and prevent impersonation, forged documents, spoofing, duplicate or abusive accounts, account takeover, fraud, money laundering, sanctions evasion, and other unlawful or prohibited activity
- Protect users, accounts, transactions, wallet services, card services, and the RutoWallet platform
- Meet Know Your Customer, anti-money-laundering, sanctions, regulatory, audit, reporting, and other legal or compliance requirements
- Review disputes, investigate suspicious activity, respond to lawful requests, establish or defend legal claims, and enforce RutoWallet terms and policies
Sharing and International Processing
RUTO AI LIMITED and Didit operate across different countries, and verification information may be processed outside the user's country.
RutoWallet or Didit may share necessary verification information with regulators, courts, law-enforcement agencies, government authorities, or other authorized recipients when permitted or required by the laws of a country where RutoWallet operates.
Questions and Objections
For questions about how verification information is stored or secured, contact support@rutowallet.com or legal@rutowallet.com.
A user who objects to the collection, use, sharing, or indefinite retention of verification information must not continue with verification or use RutoWallet features that require it. Any rights that cannot be waived under applicable law remain unaffected.
Effective Date
This Identity Verification Statement is effective as of September 6, 2026.